Health Insurance Coverage
Unless your employer requires participation in the company's health plan as an eligibility requirement for the healthcare FSA, you and your family can still participate in the Healthcare Flexible Spending Account even if you are not covered by the company's health plan.
Yes. All eligible out-of-pocket expenses incurred by you, your spouse and your qualified dependents can be reimbursed from your Healthcare FSA, even if your spouse and qualified dependents are not enrolled in your employer's health plan.