BenefitWallet HSA Member Guide - page 2

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Welcome to the BenefitWallet HSA! 3
What is a Health Savings Account (HSA)? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3
Your BenefitWallet HSA: Getting started 4
1. Confirm that you are eligible to open an HSA . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4
2. Open your HSA . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4
3. Elect an HSA contribution through your employer or make a deposit directly . . . . . . . . . . . . . . . . . . 5
4. Receive and activate your debit cards . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5
5. Receive a checkbook . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6
6. Start using your HSA . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6
How your BenefitWallet HSA works 7
For health care services . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .7
For pharmacy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .7
Manage your HSA online through the member portal 8
Updating personal information . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8
How to make a payment to a provider or yourself 9
Mobile app 10
HSA alerts and texting 11
Statements 12
The IRS HSA limits . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12
HSAs and taxes 13
Making sense out of the HSA tax forms . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13
Additional HSA tax resources available . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14
Investments 15
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