©2014 Conduent Business Services, LLC. All rights reserved.
rights reserved.
4
1. Confirm that you are eligible to open
an HSA
You are eligible to open an HSA if:
• You are covered by a qualified High Deductible
Health Plan (HDHP) as defined by the IRS
• You are not covered by another health plan that is not
a qualified HDHP, such as a health plan sponsored by
your spouse’s employer or TRICARE
• You are not enrolled in Medicare
• You or your spouse are not participating in a general-
purpose health Flexible Spending Account (FSA) or a
Health Reimbursement Account (HRA).
• You may not be claimed as a dependent on another
individual’s tax return
2. Open your HSA
Opening your HSA is very important because if you do
not open your account, you can’t receive contributions
or use the funds to pay for Qualified Medical Expenses.
If you agreed to the terms and conditions during open
enrollment, then BenefitWallet received your electronic
signature and your account will open automatically
once you reach your effective date. Once we receive
your enrollment, BenefitWallet will send you a
Welcome Kit. If you already provided your electronic
signature when you signed up for an HDHP, then your
Welcome Letter confirms your account was already
opened and there are no further steps required to open
the account.
If you have not opened your account, yourWelcome Kit
provides you with instructions on how to do so – either
electronically or by returning the enclosed Master
Signature Card.
Remember:You must open your HSA before funds can
be deposited (including any employer contributions) or
withdrawn to pay for Qualified Medical Expenses.
Online process to open your account
1. Log onto
or your health
plan’s website.
2. If you log onto
a. Select the “First Time User” button located in the
upper right hand corner of theWeb page.
b. Create your personalized User ID by inputting the
requested information and following the prompts.
You will also be asked to enter a secure PIN and
security questions. These can be used instead of a
system-generated security code for authenticating
your identity when accessing the website.
3. Once a User ID has been created, you will need to
login to the website with your User ID.
4.You will be asked to enter a password. If this is
your first time logging in, you will enter your Social
Security Number and will then be prompted to create
a new password.
5. Review and update your account information if
needed.
6. Accept the terms and conditions ofWeb use.
7. After you select “Agree” you will receive a
confirmation page verifying that you have opened
your account. Then, you will need to click “Continue”
to go to the HSA home page.
If you need help navigating the BenefitWallet member
portal after you are logged in, please refer to the
“Manage your HSA online through the member portal”
section in the Table of Contents.
Paper process to open your account
You can also open your account by completing and
returning the Master Signature Card found in your
Welcome Kit.
Your BenefitWallet HSA: Getting started
If you log on through your health plan’s
website, you will not be required to enter a
User ID or password.
